Finance management for SACCOs, savings groups and lenders.
Biika runs the full book for SACCOs, savings groups, microfinance institutions and money lenders — loans, savings, double-entry accounting and a complete audit trail across every branch.
Why Biika exists
A savings and credit institution lives or dies on the integrity of its books. Biika brings loan management, member savings and proper double-entry accounting into one platform, so every disbursement, repayment and deposit posts to the ledger automatically. Multi-branch by design, audited by default — when the regulator or the AGM asks a question, the answer is one search away.
What you get
- Loan management end to end — appraisal, approval, disbursement, repayment schedules and arrears
- Member savings accounts, share capital, fixed deposits and standing instructions
- True double-entry accounting with trial balance, income statement and balance sheet
- Multi-branch operations with consolidated and per-branch reporting
- Immutable audit trail on every transaction, plus member statements and SMS notifications
Not just software — a system that stays running.
Onboarding & data migration
We bring your existing records across and configure the system to your workflow before you go live.
Training for your team
Hands-on sessions for the people who will use it daily, plus refreshers whenever you hire.
Hosting, backups & security
Managed hosting with encrypted transport, role-based access, daily backups and audit trails.
Updates & local support
Continuous improvements and a support line answered by the team that builds the product.
Our other platforms
Ready to see Biika in action?
A 30-minute walkthrough with our team, using examples from your own operation. No obligation, no pressure.